JCB Certifies IPWorks 3-D Secure MPI for JCB J/Secure Compliance

Research Triangle Park, NC, May 21st, 2004 - /n software inc. (www.nsoftware.com) - the leading provider of professional Internet development tools and components, announced support for JCB J/Secure Internet authentication initiative. JCB, the fourth largest international credit card brand, has designed the J/Secure initiative to address cardholder concerns when shopping online and protect merchants and their acquirers from fraud liability.

The IPWorks 3-D Secure MPI components allow easy integration of Verified By Visa, MasterCard SecureCode, or JCB J/Secure capability into shopping carts, websites, and other merchant systems. These components provide extraordinary flexibility to software developers through flexible, easy to use, comprehensive component interfaces.

3-D Secure is a credit card authorization initiative built to reduce fraudulent purchases by verifying purchaser identity during online credit card transactions. 3-D Secure makes Internet shopping better and safer for both buyers and sellers on the Web. The service enables card issuers to verify a cardholder's identity, and provides results to the merchant in real time during the checkout process. This reduces the merchant's exposure to fraud and frivolous disputes, and protects the cardholder from fraudulent use of their credit card.

"/n software is the first software company to provide component-based solutions for online fraud protection with a single 3-D Secure MPI solution certified by Visa, MasterCard, and now JCB," said Eric Madariaga, Marketing Director for /n software. "We are excited to incorporate JCB J/Secure support into IPWorks 3-D Secure MPI, providing additional levels of transaction security for both cardholders and merchants."

The IPWorks 3-D Secure MPI update for JCB J/Secure is a drop-in replacement for the previous version; no additional development is required to enable J/Secure support. Current customers with a maintenance contract receive the JCB J/Secure update will free of charge. Other customers can purchase the upgrade for an additional fee by contacting our sales team at sales@nsoftware.com or calling 800-225-4190.

About JCB
JCB is an international credit card brand and the largest card issuer/acquirer in Japan. JCB launched its card business in Japan in 1961 and began expanding overseas in 1981. Its merchant network includes 11.4 million merchants and spans 189 countries and territories. JCB cards are now issued in 18 countries and territories, with 49.6 million card members. As part of its international growth strategy, JCB has formed alliances with more than 320 leading banks and financial institutions globally to increase merchant coverage and card member base. JCB's corporate philosophy of "Service from the Heart", a commitment to responsive, high-quality service, continues to guide it as it creates the future together with its customers, merchants and partners. For further information, please visit the JCB International homepage at http://www.jcbinternational.com